These days, it’s no secret that traditional insurance costs are sky-high. And unfortunately, those who cannot afford health insurance through the marketplace may find themselves penalized come tax time as a result. It can be a vicious cycle. Here at Altrua HealthShare, we believe in our faith-based approach to healthcare as an alternative to traditional insurance options. In fact, Altrua HealthShare was formed as a means of providing hard-working people with the protection they need at an affordable price. We truly subscribe to the idea behind Galatians 6:2: “Carry each other’s burdens, and in this way you will fulfill the law of Christ.”
How Altrua HealthShare Differs From Traditional Insurance
First of all, Altrua HealthShare is not an insurance company; instead, we represent a community of members that contribute monthly share amounts into an escrow account designed to help share the financial burdens of medical needs for other members. To this date, no legitimate and eligible medical cost has gone un-shared by the Altrua HealthShare membership.
What this means for our members is that they get to enjoy the peace of mind they need for themselves and their families without the high costs and premiums associated with a “typical” insurance plan. Not to mention, we’re a recognized Health Care Sharing Ministry (HCSM) under the Patient Protection and Affordable Care Act, which means our members are exempt from shared responsibility penalties come tax time.
Furthermore, unlike other health sharing ministries, we operate from a statement of standards rather than a statement of faith. We also manage member funds in a designated escrow account. As a result, we’re able to send payment to providers on behalf of the membership for all eligible medical needs according to the member guidelines.
Becoming a Member
Whether you’re tired of paying high insurance premiums or simply want to become involved in a more faith-based approach to healthcare, we encourage you to explore Altrua HealthShare as a viable option today. All we require is that our members lead a clean, healthy lifestyle according to their personal faith and convictions, and that members do not share in one other’s unhealthy habits. Our members lead a spiritual lifestyle according to their own convictions and are extremely invested in their personal health and wellness. Members consist of those who are newly married, families or individuals looking for a viable health care option, whereas others are young adults in their 20s who have recently been dropped from a parent’s insurance coverage.
Find out more about our vision and how Altrua HealthShare works by visiting our website today.