Discover how HealthSharing really works — and why thousands are switching.

Not Insurance. Not Confusing. Just Smarter Healthcare.

Think HealthSharing is risky, unreliable, or too complicated? Let us show you the truth — and how families are saving up to 50% monthly without sacrificing care.

See How It Works

No commitments. Just clarity.

Members give a monthly contribution.

Contributions are placed in an escrow account.

We send funds directly to the provider to pay medical bills.

The Misconception
What People Get Wrong

Tired of High Premiums, Surprise Bills & Insurance Headaches? You’re not alone. But what most people don’t know is:

  • HealthShares aren’t “unregulated.” Altrua HealthShare follows strict ethical and financial guidelines.
  • You’re not “on your own.” Our team negotiates bills, provides 24/7 support, and you share costs with a large like-minded community.
  • It’s not “faith-only” care. We serve like-minded people of all backgrounds who value freedom, choice, and transparency.

The Truth
What HealthSharing Actually Is

A Modern, Member-First Approach to Healthcare. We’re not insurance — we’re better. Here’s why:

  • No networks needed – See any doctor, anywhere.
  • No surprise billing – Transparent guidelines and upfront sharing of expectations.
  • Lower costs – Members save 40–60% vs. insurance.
  • Community-based – Real people helping real people, with
    proven systems for medical cost sharing.

Trusted by Thousands Nationwide

“I was skeptical at first. But after our first child’s delivery was shared — with no surprises — I became a believer.”

Jenna P., Georgia

“We cut our monthly costs in half, and the member care team walked us through everything.”

Marcus L., Texas

“I was skeptical at first. But after our first child’s delivery was shared — with no surprises — I became a believer.”

Jenna P., Georgia

“We cut our monthly costs in half, and the member care team walked us through everything.”

Marcus L., Texas

Them vs. Us

FeatureHealth InsuranceAltrua HealthShare
Monthly Contribution$1,200+$500–$700
Doctor ChoiceLimited networkAny provider
Surprise BillingCommonTransparent
Moral/Ethical ValuesCompromisedBasis of the community
Community SupportNoneStrong like-minded community

Frequently Asked Questions

Is this legitimate?

Yes. Our HealthShare has healped members share over $100M in medical expenses — with a 98% satisfaction rate.

What if I need major surgery?

We have sharing guidelines for high-cost events — including surgeries, cancer care, and more.

How do I know costs will be covered?

Our process is simple, documented, and member-tested. Additionally, our Member Advocates accompany you every step of the way.

Your Health. Your Choice. Our Support.

We’re a mission-driven, member-led organization committed to making healthcare make sense again.

25+

years of service

$100M+

in bills shared

Community-first model

Have questions?
Talk to a real person today.

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Altrua Ministries (dba Altrua HealthShare, dba Altrua SmileShare) is NOT an insurance company nor is the membership offered through an insurance company. Members are self-pay patients. Altrua Ministries is a 501(c)(3) nonprofit corporation. Translated content is not an exact copy and may not include all content available in English.

© 2025 Altrua HealthShare — All rights reserved