About AHS

Altrua Ministries, dba Altrua HealthShare, is a 501(c)(3) recognized Health Care Sharing Ministry (HCSM) under The Patient Protection and Affordable Care Act. That means that members of Altrua HealthShare are exempt from the shared responsibility payment (penalty) mandated by The Patient Protection and Affordable Care Act. Altrua HealthShare is a nationwide faith-based membership of dynamic individuals and families who share in each other’s medical needs by heeding scripture calling on believers to bear the burdens of others. Galatians 6:2 (NIV) “Carry each other’s burdens, and in this way you will fulfill the law of Christ.

Each month, members of Altrua HealthShare voluntarily send their monthly contributions to be placed into an escrow account from which members’ eligible medical needs are shared according to the membership guidelines and escrow instructions. All medical needs are processed according to the official membership guidelines. No eligible medical need has gone unshared by the membership since Altrua HealthShare began.

Altrua HealthShare members understand that Altrua HealthShare is NOT an insurance company and each member remains self-pay and receives the benefit of fellow members sharing in each other’s medical needs according to the membership guidelines. Rather, Altrua HealthShare members are a group of many families across the United States who shares each other’s burdens in the area of medical cost sharing according to Galatians 6:2. Membership is limited to those people who share a clean, healthy lifestyle according to their individual convictions. Members of Altrua HealthShare do not share in one another’s unhealthy habits.

The health sharing concept has been around for almost three decades. It is a proven, conservative solution that is growing in popularity every day as an alternative to the rising costs of Marketplace Health Insurance.

The idea for health sharing was born as the happy ending to a tragic story. An uninsured family was hit in their car by a truck. The husband and two of three children survived, but with severe injuries and no way of paying for them. A local charity shared the man’s story in their newsletter and before his children left the hospital, the bill had been paid through the grace and concern of others.
This man took inspiration from this wonderful act of kindness and was determined to create an organized method people could use to help with each other’s medical needs, one that was outside the bureaucracy and overhead of insurance companies.

Thus, health sharing began. It has grown and thrived as the costs of health care have sky rocketed and people have become more and more frustrated with health insurance companies and constantly rising premiums.

You are researching Altrua HealthShare because you need medical coverage or you are frustrated with your current premiums, the Marketplace Insurance structure or chose not to participate in the Affordable Care Act better known as Obama Care. Your best answer to finding medical coverage may not be health insurance at all. Invest a few more minutes in our website; it may be the best investment in your family’s future you will ever make.

  • Learn about our costs.
  • Learn about our membership types.
  • Learn how it feels to be a member, not a number.

The more you know about us, the more comfortable you’ll feel with your decision.
Join the hundreds of thousands who rely on health sharing every month.