Membership Plans

We offer Standard and Advantage membership plans with 3 levels of options to accommodate a wide range of needs and Member Responsibility Amounts (MRAs). Monthly Contribution Requests are listed for each plan level.

STANDARD Membership Information

Standard Memberships Gold Silver Bronze
1st MRA* $500 per person per calendar year $1,000 per person per calendar year $1,500 per person per calendar year
2nd MRA* or 25% of the next $10,000 25% of the next $10,000 25% of the next $10,000
2nd MRA* Non-Affiliated Practitioner only 50% of the next $10,000 50% of the next $10,000 50% of the next $10,000
Office Visits MRA*
6 visits per calendar year
Included up to $300 per visit with a $35 MRA for Affiliated Practitioners** Included up to $300 per visit with a $35 MRA for Affiliated Practitioners** Not Available
Maternity $4,000 max. normal delivery; $6,000 max.
medically necessary C-section
$4,000 max. normal delivery; $6,000 max.
medically necessary C-section
Not Available
Prescription Generic discount program Generic discount program Generic discount program
Annual Maximum Limit Not Applicable Not Applicable $50,000
Lifetime Maximum Limit $1,000,000 $1,000,000 $1,000,000

Monthly Contribution Requests for Standard Memberships

Gold Standard
Age Single Member +1 Family
0–39 $240.00 $360.00 $480.00
40–49 $264.00 $396.00 $540.00
50–59 $324.00 $558.00 $660.00
60–64 $420.00 $732.00 $780.00
Silver Standard
Age Single Member +1 Family
0–39 $216.00 $336.00 $450.00
40–49 $240.00 $372.00 $492.00
50–59 $300.00 $516.00 $600.00
60–64 $360.00 $660.00 $720.00
Bronze Standard
Age Single Member +1 Family
0–39 $120.00 $240.00 $330.00
40–49 $180.00 $270.00 $360.00
50–59 $240.00 $420.00 $450.00
60–64 $300.00 $540.00 $600.00

ADVANTAGE Membership Information

Advantage Memberships Gold Silver Bronze
1st MRA* $3,000 per person per calendar year $3,500 per person per calendar year $4,000 per person per calendar year
2nd MRA* Non-Affiliated Practitioner only 50% of allowed charges (no cap) 50% of allowed charges (no cap) 50% of allowed charges (no cap)
Office Visits MRA*
6 visits per calendar year
Included up to $300 per visit with a $35 MRA for Affiliated Practitioners** Included up to $300 per visit with a $35 MRA for Affiliated Practitioners** Not Available
Maternity $4,000 max. normal delivery; $6,000 max. medically necessary C-section $4,000 max. normal delivery; $6,000 max. medically necessary C-section Not Available
Prescription Generic discount program Generic discount program Generic discount program
Annual Maximum Limit Not Applicable Not Applicable $50,000
Lifetime Maximum Limit $1,000,000 $1,000,000 $1,000,000

Monthly Contribution Requests for Advantage Memberships

Gold Advantage
Age Single Member +1 Family
0–39 $200.00 $300.00 $400.00
40–49 $220.00 $330.00 $450.00
50–59 $270.00 $465.00 $550.00
60–64 $350.00 $610.00 $650.00
Silver Advantage
Age Single Member +1 Family
0–39 $180.00 $280.00 $375.00
40–49 $200.00 $310.00 $410.00
50–59 $250.00 $430.00 $500.00
60–64 $300.00 $550.00 $600.00
Bronze Advantage
Age Single Member +1 Family
0–39 $100.00 $200.00 $275.00
40–49 $150.00 $225.00 $300.00
50–59 $200.00 $350.00 $375.00
60–64 $250.00 $450.00 $500.00

  • If your family is larger than five, add $50 more for each additional family member.
  • Head of Household is the oldest person on the membership.

*Member Responsibility Amount (Out of Pocket) Affiliated Practitioner only: PHCS network www.multiplan.com
**Non-Affiliated Providers office visit MRA is 50% of office visit

See Member Guidelines for all details and limitations.