⏰ The Clock Ticked and Subsidies Didn’t Click Forward; Now What?

There were those who hoped that when the clock ticked to midnight on New Year’s Eve ushering in 2026, the subsidies many Americans had come to rely on in previous years would click back into place.

They didn’t.

Which means that many Americans are looking at having to pay far more for their traditional health insurance, in some cases, many multiples over what they were used to paying month to month. 1 While there are still those calling for a governmental extension, as of this writing the consensus from officials is that consumers should move forward in their search for healthcare options. 2

What does this mean for you and your family? If you (or a family member or friend) were waiting to see what would happen throughout the fall 2025 government shutdown and then the subsidies deadline, you might be a little overwhelmed at figuring out what to do next when it comes to your budget and your healthcare.

Thankfully, Altrua HealthShare has innovative solutions that might just be the right fit for you or the people in your life who are looking for affordable, flexible options:

  • Altrua HealthShare is not traditional insurance. It is a community of like-minded, health-conscious individuals who share in each other’s eligible medical needs. Eligible medical needs are paid out of a membership escrow account, which is funded by monthly contributions.
  • Altrua HealthShare has been sharing in eligible medical needs for almost 30 years.
  • Altrua HealthShare offers several different memberships, including the innovative MyShare, a membership in which you can customize what features you would like to be included. This means that you are able to build a membership specifically for your season of life and budget.
  • You can use any provider you wish to. Altrua HealthShare also offers the FirstHealth Network for its GEMs Members, a provider network of over one million healthcare professionals who work with the health share model. This means that your Altrua HealthShare experience can be even easier and more efficient.
  • You can enroll at any time with Altrua HealthShare, instead of having to wait for open enrollment.
  • Anyone can be considered for enrollment. All Members agree to the Statement of Standards. Certain existing conditions do have wait periods until costs arising from those conditions will be shared in. Be sure to review Membership Guidelines and the Statement of Standards.
  • Altrua HealthShare also offers the nation’s first dental health share, SmileShare.
  • Right now, you can receive one month of membership for free when you enroll using the code 1FREE (please see the website for conditions and details).

If you’re currently a Member of Altrua HealthShare, be sure to share your experience with your community. Current estimates are that up to 24 million people will be priced out of traditional medical insurance now that the subsidies have ended. 3 Many people will be looking for a solution and Altrua HealthShare could be the right fit for their needs. If you’re not yet a Member of Altrua HealthShare, and you’d like to learn more about this affordable, alternative approach to health care costs, you can contact a Member Services Representative at 1-888-244-3839. 

Ready to learn more? Check out this Altrua HealthShare article ‘playlist’ for current topics and information about the health share revolution!

📋 What to Look for in Your Healthcare in 2026

💲 What You Need to Know about Healthcare Costs

⚖️ Altrua HealthShare Versus Traditional Health Insurance: Which One is Right for You?

1 https://www.haponline.org/News/HAP-News-Articles/Latest-News/will-congress-let-aca-subsidies-lapse
2 https://www.haponline.org/News/HAP-News-Articles/Latest-News/will-congress-let-aca-subsidies-lapse#:~:text=%E2%80%9CPennie%20encourages%20consumers%20to%20not%20wait%20to%20see%20what%20Congress%20does%20with%20the%20enhanced%20tax%20credits%2C%E2%80%9D%20state%20officials%20said%20in%20a%20statement%20last%20month.%20%E2%80%9CShould%20federal%20policies%20change%20at%20any%20point%2C%20Pennie%20will%20make%20sure%20enrollees%20have%20time%20to%20update%20and%20enroll%20in%20new%20health%20plans.%E2%80%9D
3 https://www.pbs.org/newshour/health/health-subsidies-expire-launching-millions-of-americans-into-2026-with-steep-insurance-hikes#:~:text=Others%2C%20like%20Provost%2C%20are%20dealing,is%20yet%20to%20be%20determined.