Each month when you sit down to pay your bills; you may look for ways that you can cut down on some of these so-called fixed expenses. It’s often easy to choose a smaller channel line-up to reduce your cable bill or drop that extra home phone line to cut back on your phone bill. However, there is nothing you can do about your health care premium—or is there? Actually, there is an alternative.
Consider Health Sharing with Altrua HealthShare
Altrua HealthShare is a faith-based health care sharing ministry that members share in each other’s medical needs. This program is available throughout the United States. The first thing to note is that members of Altrua HealthShare are exempt from the penalty mandated by the Affordable Care Act (Obamacare). Therefore, you can safely enroll with no worries about a non-payment penalty. Secondly, using health care sharing is simple. You can use this program with many local doctors and even in the emergency room if you have an unexpected medical situation. From your perspective, a HealthShare membership is not much different than a typical health care policy.
Save Money while helping others
One primary advantage of the Altrua HealthShare membership program is that those outrageous health care premiums you’ve been paying are a thing of the past. Instead of a premium each month, members of a health sharing program give a contribution to help others with their health care needs as others help you with your health care. This contribution is often significantly less than a typical health care premium would be.
The worry that many have regarding a health sharing program is whether they will have the financial assistance they need when a medical problem does arise. An enormous advantage of Altrua HealthShare is that the ministry operates with a “Statement of Standards” rather than a Statement of Faith—like some of the faith-based health sharing ministries. What this means for you is that it is easier to get approval on eligible medical needs submitted and there is less red tape. Additionally, since the contributions are held in an escrow account and share amounts are distributed from the escrow account to providers, this process is handled more quickly and efficiently.
If you are interested in helping other’s while reducing your health care expenses, contact us at Altrua HealthShare. We would love to discuss our faith-based health care sharing ministry with you and help you decide if Altrua HealthShare is the right choice for you and your family.